Frequently Asked Questions

Do I have to take my vehicle to the auto body shop suggested by my insurance company?
The choice where to repair your vehicle is always yours.

What is my deductible and why do I have to pay it?
Your deductible represents the financial portion of the claim to which you are responsible for. You would have agreed on the $$ amount your deductible represents when you purchased your insurance policy. You may have different deductibles which respond to specific coverage. Please check your insurance policy to verify your deductible(s).

Your deductible can be paid at the time you pick up your vehicle once it has been repaired.

What exactly is an Insurance “preferred” auto body shop?
Insurance companies have business relationships with specific auto body shops to ensure quality workmanship. The insurance company will offer you a LIFETIME warranty if you have your vehicle repaired at one of their suggested or “preferred” shops.

Is Assured Automotive an Insurance “preferred” auto body shop with my Insurance company?
Assured Automotive locations are recognized as Insurance “preferred” auto body shops with the majority of Insurance Companies. Please check with the nearest Assured Automotive location or your Insurance Company to confirm.

Do all Insurance “preferred” auto body shops offer the same services and benefits?
No they do not. You should always confirm or ask what other service or benefits any particular shop may offer you? For example; ask the shop if they honour your manufacturers warranty? (All Insurance “preferred” auto body shops must honour the LIFETIME warranty offered by the Insurance company.)

Will all Insurance “preferred” auto body shop honour my Manufacturers warranty on the repairs?
No they will not. An auto body shop MUST be affiliated with dealerships which represent each specific Manufacturer in order to honour the manufacturers warranty on your vehicle. You should always ask this question of any auto body shop if you own or lease a new vehicle.

Assured Automotive has many affiliations with several dealerships covering the majority of vehicle manufactures.

Does your company offer a warranty on repairs?
We offer a LIFETIME warranty on the repairs to your vehicle as long as you remain the registered owner or lessee. We also can extend the manufacturers warranty to your vehicle (when applicable).

Assured Automotive has many affiliations with several dealerships covering the majority of vehicle manufactures. (click here for our list of manufacturer affiliations)

Will my insurance rates go up if I report my accident and file a claim?
By law, you are supposed to report any vehicle accident. As far as rate increases are concerned, most Insurance companies now offer “accident forgiveness” on your 1st at fault accident. You should always check your policy coverages to confirm that you have the appropriate coverage. If you are unsure about your coverages, always speak to an insurance professional. If you are unclear if the accident was your fault, please review the “Fault Determination” rules utilized by insurance companies to determine fault.

Will you be able to repair my vehicle back to its original condition?
We offer a LIFETIME guarantee on all repairs. We have trained technicians and the latest equipment to ensure the repairs to your vehicle meet manufacturer specifications. It is our responsibility to ensure your vehicle is as safe as it was before the accident.

Will you be using brand new parts to repair my vehicle?
If your repair is managed by your insurance company; it is not up to the auto body shop to make the decision on which parts to utilize for repairs. The insurance company always decides on how they would like the vehicle repaired. If you are concerned about new parts versus “other” parts, you should speak with your insurance adjuster or agent for clarification.

Will you be able to match the colour of paint on my vehicle?
We have chosen to do business with only the best automotive paint suppliers in the industry. These same paint suppliers also supply the vehicle manufacturers. We are always in accordance with the specifications outlined by these suppliers.

Why do repair estimates differ from one auto body shop to another?
It is important to take the necessary time and/or steps to ensure all related damages, as a result of an accident, are listed on an estimate. Most vehicle owners will not have the expertise to compare estimates line by line. Most consumers will compare prices which can be very misleading. Assured staff will ensure each customer understands their estimate and feels comfortable with the repair process before proceeding with any repair. One should always confirm that any estimates received are accurate and reflect the damages to be repaired. When comparing estimates from different auto body shops ensure you are comparing consistent estimates; apples to apples NOT apples to oranges.

Do I need to report my accident to the police?
By law, in most jurisdictions, you should report any accident involving a vehicle to the police. Many jurisdictions WILL NOT dispatch the police to the scene of an accident if there are only minor damages (under $1000/accident; aggregate for all vehicles involved).

Will you report my accident to my insurance company?
No, only the registered owner of a vehicle or the named insured on an Insurance policy may report any accident or damages to their insurance company.

Does Assured Automotive provide courtesy vehicles?
We do not provide courtesy vehicles. If your claim is insurance related, most policies have coverage which will afford you with a rental vehicle while your vehicle is being repaired. Please check with your insurance professional to ensure you have the appropriate coverage.

Would I need to replace my child’s car seat after an accident?
To ensure that your child or children are 100% safe, we ALWAYS recommend you replace your child’s car seat after being involved in an accident.